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Welcome to The Scrums.com Top 100 Fintech Platforms in Africa. This is the first edition of our ranking of Africa’s leading Fintech Platforms.
At Scrums.com, we are committed to promoting innovation and growth in the African Fintech industry. As the leading software development company in Africa, we understand the potential of technology to transform the financial landscape and improve lives. That is why we are proud to introduce the Scrums.com Heartbeat, our comprehensive guide to the top 100 Fintech platforms in Africa.
Think the Forbes Top 100 list, but for fintech companies in Africa. That’s what gets our heart beating. For over a decade, Scrums.com have helped tech businesses scale with world-class software to grow within the African Fintech space. And we do it with a fiery unrelenting passion. That’s why; as a leading software development company in Africa, we know that the power technology holds can better lives and advance the financial sector.
Through painstaking research and extensive analysis of the fintech industry, our teams of experts are proud to release a carefully curated, maiden guide to the top 100 Fintech Platforms in Africa. These platforms are rated on numerous factors that we believe are helping push development and growth in the African Fintech industry. So, the list serves as a nod to these companies for their ingenuity and efforts in making waves in the industry. We want the Scrums.com Heartbeat to be a platform to give due recognition to these companies and share their stories with the world.
Moreover, we will showcase in-depth information on each platform, including the platforms’ key features, a star-scale rating, and why we believe it deserves its place on the list. We believe this will make the African Fintech industry more accessible – making it easier for budding tech entrepreneurs in Africa to comprehend, and participate in the African Fintech Industry. The list won’t stop at encouraging innovation though but serve as motivation for current fintech companies - pushing them to strive for a spot on this prestigious list.
Dually, the list will serve the people – increasing awareness, accessibility & financial inclusion by sharing these companies’ remarkable efforts. Knowledge is power, and we hope to empower the African Fintech industry by encouraging growth, investment and innovation. This will spur on greater access, democratisation & participation in the financial system - ensuring better futures for individuals and their families.
With that, we are proud to carry the torch for the African Fintech industry with Scrums.com Heartbeat - showcasing the players pulsating ripples of excellence, innovation and inclusion into the industry, while encouraging others to do so themselves.
1. https://www.bdo.co.za/en-za/insights/2022/financial-services/
2. https://furtherafrica.com/2022/12/12/african-fintech-revenues-could-grow-8-times-by-2025/
3. https://qz.com/africa-is-still-scratching-the-surface-on-fintech-penet-1849472698x
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We’ve talked a lot about “fintech.” But what is fintech? It is an abbreviation for ‘financial technology’ and simply put, is the use of technology to automate various financial systems. Think of your cellphone, and the apps on it. Nowadays, banking, investing, online payments and many other services can be carried out with the tap of a button, thanks to fintech platforms.
The rise of fintech platforms has been unprecedentedly swift and efficient, disrupting the traditional financial service sector. Think about it; you can tap your phone to pay for certain items now, where not long ago cards, cheques or even cash were the norm. This has lead to many opportunities for both businesses and consumers, simplifying life for all.
There has been a particularly rapid rise in the fintech industry in developing areas like South Africa and across Africa. Fintech companies have revolutionised the world, providing innovative solutions to previously marginalised or neglected markets. This can be seen locally in South Africa - with digital platforms providing entrepreneurs financial services like the small business loans they need to make their SMME’s thrive. Without these fintech platforms, these individuals would otherwise have not had access to these financial services.
So, we can confidently say that fintech provides a platform to even the traditionally largely uneven financial playing field, and promote greater financial inclusion to not only the country or continent, but to millions all over the world.
Being the leading software development company in Africa, we’ve scaled countless businesses within the financial technology sector. We know success, because we’ve built it, and have the ranking and expertise to back our claims. But above all, is our undulating passion for technology, software, and the ingenious innovation that is revolutionising the financial sector into one that is not only more efficient for all, but also more equitable and accessible for all. Having expertise in a wide range of fields, we’re everything software. From AI to mobile app development, our world-class offerings are comprehensive yet customised. That’s why we launched the Scrums.com Heartbeat, to recognise greatness and motivate others to share our same passion and drive to make leaps and bounds in the software development and financial technology industry. Whether a company is making moves in the digital payments sector, or in the cryptocurrency space – if they have that flame that burns brightly enough to spearhead innovation, ingenuity and make lives better, they deserve to be noticed and have their stories shared.
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